Join Serrala, a global leader in finance automation, as a Trainee Payment Analyst. This role blends software engineering with banking, involving payment file generation, validation, and bank delivery. You will learn ISO 20022, SEPA, SWIFT standards, and work with XML, SQL, and Agile tools. Ideal for 2025/2026 Computer Engineering graduates.

About the Company

Serrala is a global leader in finance process automation, serving over 2,800 clients worldwide for more than 40 years. Our award-winning suite of finance automation applications streamlines working capital–related processes, including Order to Cash, Procure to Pay, Cash Flow Management, and Treasury, across both cloud and SAP environments. With 10+ hubs across Europe, North America, and India, we have earned the trust of a diverse global community. We are committed to leading the future of finance automation and fostering an inclusive, equal-opportunity workplace.

Role Overview

We are seeking a technically skilled Computer Engineering graduate to join as a Trainee Payment Analyst. This role sits at the intersection of software engineering and banking operations. You will learn how payment files are generated, transformed, validated, and securely delivered to banks, and you will contribute to building automation tools for these processes. After completing a structured training programme, you will take ownership of customer formats and configurations.

Key Responsibilities

• Payment Formats and Configuration: Learn and work with global payment standards such as ISO 20022 (pain.001, pain.002, camt.053/054), SEPA, SWIFT MT/MX, and country/bank-specific formats. Configure and map payment formats from ERP data (SAP and others) to the required bank formats. Help migrate customers between format versions (e.g., ISO 20022 V3 to V9) to meet bank and SWIFT deadlines.
• Testing and Validation: Validate XML payment files against XSD schemas and bank specifications. Run end-to-end tests in UAT environments, analyse bank acknowledgements and rejections, and write test cases with evidence for customer sign-off.
• Support and Troubleshooting: Investigate customer tickets related to rejected payments, mapping errors, file transfer failures, and status mismatches. Read logs, query databases using SQL, and determine root causes with guidance from senior analysts. Coordinate with banks, customers, and internal development and cloud teams.
• Ways of Working: Work in an Agile/Scrum environment using Jira, document configurations and decisions in Confluence, and collaborate closely with colleagues in India and Europe.

Tech Stack

• Languages: JavaScript/Node.js, Java, Python
• Data Formats: XML, JSON, CSV, XSD, XPath, XSLT
• Databases & SQL: SQL (joins, filters, aggregations)
• Tools & Platforms: Jira, Confluence, Postman, Git, Linux command line, SFTP
• Integration & ETL: REST APIs, ETL tools (Pentaho, Talend or similar)
• Banking Standards: ISO 20022 (pain.001, pain.002, camt.053/054), SEPA, SWIFT MT/MX

BE / B.Tech in Computer Engineering, IT, or Computer Science (2025/2026 graduates welcome); strong programming fundamentals in JavaScript/Node.js, Java, or Python; good knowledge of SQL (joins, filters, aggregations); understanding of XML, JSON, CSV; analytical mindset; clear written and spoken English. Good to have: XSD, XPath, XSLT, REST APIs, Postman, ETL tools (Pentaho, Talend), Git, Linux command line, SFTP, basic banking/payments knowledge.

Structured training programme with a dedicated mentor; work with real global customers, banks, and modern integration technology; hands-on experience with AI-assisted development; clear growth path from Trainee to Payment Analyst; international team and hybrid working.